Before applying, you’ll want to check your credit score. A score above 700 should position you well for most reward cards. If yours is lower, learn how to improve your credit score before applying.
Our research shows that as long as you pay off your bills on time, applying for a new card does not have a long-term negative impact on your credit score.
Our users tends to get 1 or more new cards per year to maximize their reward offers.
A credit card application is removed from your credit report entirely after 2 years. So relax, and start slow. It’s going to be OK!
Info You’ll Need
- Your personal info (social security number, date of birth, etc.)
- Address (current and sometimes prior)
- Household Income (yes, you can include your spouse’s income)
- Other miscellaneous info (are you a student or working, etc.)
Apply for a Card
You can browse your options yourself and apply for a card on our partner site by clicking the banner above.
Or you can create a RewardStock account today, and we’ll help you create a personalized plan and find the perfect card for your rewards goals.