Congratulations! You just received your shiny new card and now you’re ready to earn those sign up bonus points. But how long will it take you to receive those points? To set the stage, the [...]
Each bank and credit card issuer has different rules around how long you need to wait between applications. But, our strategy recommends waiting 90 days between applications with the same bank or [...]
As a business owner, you have a distinct advantage to earn points over non-business owners. Because, you have the opportunity to earn points with both personal and business credit cards. Align [...]
I was just approved for a new credit card and I need ASAP. How long does it take to receive my new card?
Typically, you will receive your new credit card within 10 business days. However, many of the credit card companies want you to start using their card ASAP. If you have a time-sensitive need, [...]
Yes, you and your fiancé should both open the same cards. That way, you earn twice the points and have the same points to use when booking a trip. After all, it’s better to be on the same [...]
My spouse is an authorized user on my credit card account. Can they apply for the same card of their own?
Yes! If your spouse is an authorized user on your card, they can apply for the same card of their own. Just make sure that your spouse is not currently a “co-sign” on your account. [...]
There’s a minimum spend of $3,000 in the first 3 months on my credit card. How am I expected to spend all that?
First, let’s define minimum spend. A minimum spend is the required amount of money you have to spend within a period of time to earn the sign-up bonus from the credit card company. [...]