How to Transfer Chase Ultimate Rewards to Airline and Hotel Partners

*This example shows transferring Chase Ultimate Rewards to Southwest Airlines. The same process applies for all other Chase transfer partners. Visit our YouTube page to view videos of specific airlines or hotels. 

Program introduction

Ultimate Rewards is the main rewards program operated by Chase. Ultimate Rewards can be transferred to travel partners only if you hold a premium Chase card, which are Chase Sapphire Preferred and/or Chase Ink Bold (business). There are other Chase cards that earn Ultimate Rewards points that can be combined and used for transfers if you also hold the Sapphire Preferred and/or the Ink Bold. These cards are Chase Freedom, Chase Freedom Unlimited, and Chase Ink Cash. There are currently 11 Ultimate Rewards transfer partners and each program transfers at a 1:1 ratio. Below we’ll walk through exactly how to transfer Chase Ultimate Rewards points into partner programs.


What info will you need?

You’ll need your Chase bank account login information and the account number of the airline or hotel program that you are transferring into. If you do not have an account with the airline or hotel program you are transferring into, you can follow this link to create one (note that these are free accounts and you should never be asked for a credit card to register).


Who are the transfer partners for Chase Ultimate Rewards?

British Airways
United Airlines
KLM/Flying Blue
Southwest Airlines
Korean Air
Singapore Air
Virgin Atlantic



Transfer ratios

Ultimate Rewards are transferred at a 1:1 ratio for all transfer partners.

Making the transfer

Go to Chase Ultimate Rewards and enter your login details.

If you have multiple accounts, choose Chase Sapphire Preferred account.


Select “Use Points” and click on “Transfer to Travel Partners”.



Click “Transfer Points” next to the airline or hotel that you need to transfer points into.



Enter your airline or hotel credentials. Choose name of person you are transferring your points to.


Enter the number of points that you would like to transfer to the airline or hotel. Confirm that you are transferring to the account that you selected. Click “Continue”.



Once all transfer details are confirmed, click “Confirm & Submit”. You’ve successfully transferred points!



Transfer limits

Transfers must be made in 1,000 point increments and a minimum of 1,000 points must be transferred.

Other considerations

  • Chase limits transfers to account holder and 1 authorized user. The authorized user must also be a household member.
  • Names on the airline or hotel loyalty program must exactly match what is on your Chase account or the transfer will be blocked.
  • Most transfers are instantaneous, but some may take several hours to several days.
  • All transfers are final. Make sure you check airline availability and/or hotel availability prior to transferring.

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