Most of the top credit cards charge an annual fee. Don’t let this scare you off! Because most cards waive the annual fees for the first year. This is great news for you! It gives you 12 months to see if the card is right for you before you have to pay the fee.
Be sure to read the benefits of each card and compare these benefits to the amount of the annual fee. A lot of times, cards offer benefits that outweigh the cost of the fee. But, it is important to look at the perks and their value to you. You will probably find that the annual fee is warranted, but if not, you can get rid of the card.